Politics

Medicare Advantage Disenrollment Period (MADP) Ends February 14th

from – CMS.gov

The Medicare Advantage Disenrollment Period 2017, also know as MADP starts on January 1st and ends on February 14th. During this time each year, Medicare-eligible seniors can make changes to their existing health insurance coverage. However, any changes must adhere to the guidelines set forth by the Center for Medicare and Medicaid Services (CMS).

Dropping Your Medicare Advantage Plan During MADP

During the MADP, you are permitted to disenroll from your current Medicare Advantage Plan (MA) or Medicare Advantage with prescription drug coverage plan (MAPD) and return to Original Medicare Part A and Part B.

If you choose to disenroll from your current MA or MAPD plan, you will have the option to apply for Medicare Supplement coverage. You can also enroll in a Prescription Drug Plan (PDP). Unlike the old Open Enrollment Period (OEP), you can enroll in a PDP even if your Medicare Advantage Plan didn’t offer prescription drug coverage.

Any changes to your coverage will take effect on the first day of the following month. For example, if you disenroll from your MAPD plan on January 15th, you will return to Original Medicare on February 1st.

Medicare Advantage Disenrollment Period and Prescription Drug Plans

Also unlike the old OEP, during the Medicare Advantage Disenrollment Period 2017, you can purchase a Prescription Drug Plan if you don’t already own one. If you already own a PDP, you cannot switch plans. Changing PDP plans, under most circumstances can only be done during the Annual Enrollment Period (AEP) which runs from October 15th through December 7th of every year.

Please Note: If you have a Medicare Advantage Plan, you cannot purchase a separate Prescription Drug Plan as additional coverage. Doing so may cause you to be disenrolled from your MA plan.

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Eloise
4 years ago

What?! What does all this mean? I enrolled in Medicare so long ago, I can barely remember doing it. I believe I enrolled in Part A and Part B, with no drug coverage… I have to buy my own drugs. (This has probably been a good thing for me, since I don’t buy expensive new drugs.). But if I wanted drug coverage now, would I have to jump through a lot of hoops to get it? Would it cost a fortune? Would it change my other coverage in some undesirable way? Could I undo it? Can an old person worrying about dementia figure it out?

Irv C
4 years ago

I realize allowing changes are meant to be helpful but how is it helpful in a crooked system already? I’m disgusted how we paid in to a medical program for years while working yet were skinned now our retirement years are here. We should NOT be charged a dime for medical. We already were! The corrupt, disgusting politicians who’s only goal is to rob us need to have their plans rolled into their, not my beloved Obamacare. President Trump said in a debate with Hillary henchwoman he would make SS and Medicare a livable program as it was meant to be AGAIN. I pray he’s a man of his word. After 8 years of lies and treason against not only Seniors in America but all non Muslims world wide were do for an AMERICA PATRIOT to run our great Country. I pray we get back to what we were for our children and grandchildrens sakes.

Roy E. Wheeler Jr.
4 years ago
Reply to  Irv C

Totally agree.

Klmjsm
4 years ago

Changing from Medicare Advantage to original Medicare can only be done one time, requires underwriting, and will not be approved if there are certain pre-existing conditions. The devil is in the details.

HAM
4 years ago
Reply to  Klmjsm

Thanks Klmjsm. I did not know that.

Do you know if this rule was enacted after Obamacare took effect? Obama did not like advantage plans because it meant not everyone was on the traditional Medicare and that was a no-no in their opinion (excepts the elitists of course).

klmjsm
4 years ago
Reply to  HAM

I should clarify. I believe you can technically change from Advantage to original Medicare Part A. The problem is with getting Medigap (Part B) coverage if you switch. That is where the underwriting and potential refusal for pre-existing conditions come in. I have only been on Medicare for 3 years, so I don’t know if this relates to Obamacare or not. There have been other changes to Medicare because of Obamacare, though, and none of them benefited Medicare recipients.

Chuck
4 years ago

Confusing? Yes you can enroll in a PDP, but no you can’t??

HAM
4 years ago
Reply to  Chuck

Hi Chuck. If you have an Medicare Advantage plan you can’t enroll in a separtate prescription drug plan because some advantage plans have prescription drugs included as an all-in-one plan. (Dont know how it works if a an advantage plan does not have prescriptions included so you would have to check with Medicare about that or an insurance agent who handles advantage plans). You CAN purchase a PDP plan if you have traditonal Medicare but you have to pay an additional premium for it just like you do if you purchase a supplemental. Which way is best depends on each persons situation.

Hope this clears up your confusion.